Guaranty Trust Bank (GTBank) has launched Quick Airtime Loan, a digital product that lets customers instantly borrow airtime when their credit runs low.
By dialing **73790#, eligible users can purchase airtime from ₦100 to ₦10,000, with the amount added to their phone balance and the loan repaid from their bank account at a 2.95% fee—far below the typical 15% charged by telecom operators. The service works across all major Nigerian networks and will soon include data bundles.
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GTBank’s Managing Director, Miriam Olusanya, said the product meets real customer needs by delivering affordable, on‑demand connectivity. The bank built the solution on its *737# USSD platform, leveraging HabariPay’s Squad payment technology to integrate banking, lending, and payments into one seamless experience.
Analysts view the launch as a continuation of GTBank’s digital‑first strategy, following successes like QuickCredit, and as a step toward a broader, customer‑centric financial ecosystem.
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